|
Time deposit |
Withdrawls of interest savings |
Round-amount savings |
Applicable to |
Individual, corporation, proprietary company, organization, group |
Individual, non-profit-seeking corporation |
Individual, non-profit-seeking corporation |
Deposit term |
1 month to 3 year |
1year to 3 year |
1year to 3 year |
You may designate any maturity date |
Interest accrual method |
You may choose either a fixed or variable rate according to the Bank's advertised rates for the respective terms |
Simple interest |
Simple interest |
Compound interest |
Interest payment cycle |
You may choose to receive interest monthly (periodically) or receive the principal and interest payment in one lump sum at maturity |
Interest paid monthly (periodically) |
Principal and interest are paid in one lump sum at maturity; for time deposits with a 2-year term or above, you may choose to receive the interest payment once every year |